DUI Auto Insurance – Tips on Finding the Best DUI Car Insurance Policy
If you have been convicted of driving under the influence you will have to buy dui auto insurance. This is when you will find out how much the DUI conviction will really cost because the price of this policy is going to be significantly higher than your coverage used to cost.
Driving while intoxicated was a mistake, but that does not mean you should have to pay for it for the rest of your life. As long as you realize you are lucky enough to have not seriously hurt anyone it is time to get on with your life.
Part of getting on with your life will include buying DUI auto insurance. The fact is that the premiums will be more expensive than they were pre-DUI, but you can still shop around online for a more affordable policy.
There are many companies that will sell you DUI insurance at a lower rate than you may think. The key to finding them is to request as many quotes as you can.
The best way to do this is to visit a multiple quote web site.
The multiple quote web sites will allow you to enter all of your information into one form. The site will then forward your information to the car insurance companies you wish to receive a quote from.
The insurance companies will review the details of your DUI and then forward their best quotes to you. The policies will still be costlier than your insurance was before the DUI, but you may be pleasantly surprised when you see the quotes that are offered to you.
It is important to make sure you only have to purchase DUI auto insurance once. A second conviction for driving while intoxicated will make your premiums shoot through the roof, and that’s only if you are allowed to drive again at all.
Compare DUI auto insurance quotes online for free at http://www.SuperCheapQuotes.com today.
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Question by kara5515: How long until a DUI goes off your driving record, for insurance purposes?
My husband got one in 05 in Washington State. I heard it was three years and then you don’t have to disclose the DUI to an insurance company. I will be policy shopping soon and I don’t want my rates any higher than necessary.
Best answer:
Answer by IMFragile H
After 3 years but you have to expunge the record from court without expunge it’ll keep showing voilation…..
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DEPENDS ON THE STATE. I BELIEVE WASHINGTON IS 7 YEARS? IF I WERE TO RUN A CALIFORNIA MOTOR VEHICLE REPORT ON YOUR HUSBAND, IT WOULD STILL SHOW UP FOR 10 YEARS. YOU SHOULD CALL YOUR LOCAL DMV TO FIND OUT FOR SURE…
In Washington State the DUI will remain on his official driving record for 15 years from the conviction date.
Now from an insurance stand point: they will run your record and if you do not disclose that he had a DUI in 2005, they will be able to see it anyway. It is TYPICALLY 3 years AFTER THE LICENSE WAS REINSTATED not after the conviction!
Please see this link for details: http://www.dol.wa.gov/driverslicense/drivingrecfaq.html